I Have Not Worked in Many Years. Can I still Get Social Security or SSI Benefits?
Perhaps. You can always apply for SSI or Supplemental Security Benefits if you cannot work and are also sufficiently poor in terms of assets and household income. Note: spousal assets and income also count, but not other people or relatives that you may be living with.
In addition, widows or widowers whose spouses have worked and paid into the social security system may collect checks off their deceased spouse’s account if the widow or widower is at least 50 years of age and has a disability which started within 7 years of the death of the spouse or within seven years of the date the last minor child of the deceased was eligible for survivors benefits. There are other variations but these are the most common widow’s benefit rules. In addition, under certain circumstances, even surviving parents of a deceased wage earner can receive benefits.